Introducing the My Financial Adulting Plan (MFAP)
The world is uncertain.
Your finances don't have to be
The 8 week program with finance experts and educators (licensed to give general advice), Mel and Lawsie. Designed to help you become financially confident no matter what is going on in the world: no matter your age, your income, your debt or investment level.
Learn about creating a strategy for debt, investing in shares, investing in property, unlearning bad financial habits, understanding why you're sabotaging, learning how to create your own financial plan (the kind an advisor charges $4,000+ to build), growing a business, figuring out how to diversify your income and ultimately figuring out how to find $$ to still enjoy today and look after future you.
"I have achieved more financially in the last 8 weeks than I have in the last 8 years" Sam Scholes, MFAP graduate
Join MFAP + claim my bonuses >>00
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SECOND-TO-LAST ROUND EVER
*400 SPOTS ONLY*
Doors close 5 May at 7:30pm
It’s No Secret
Life is becoming so freaking expensive...
Interest rates have skyrocketed and rents meanwhile have soared. Your cost of housing is taking up a big chunk of your income.
The rising cost of living is increasingly jarring. From your grocery bills to the petrol bowser and let's not even talk about the cost of dining out.
Your costs are going up but your real income is going down. You might have had a payrise, but it hasn't kept up with inflation so you're feeling the pinch.
Most of the time
It feels like the only way to get ahead
is to work 'til you drop…
Or hope someone slips you the winning Powerball ticket.
But since that’s about as likely as spotting a unicorn sipping an oat milk latte… you feel like you have no choice but to:
- find ways to stretch your limited funds.
- concentrate on paying off your mortgage and hope that's enough.
- hope things turnaround.
But hope isn't a strategy...
And chances are you already suspect what you're doing isn't enough.
Which bloody sucks, because...
You want your money to work for you instead of hustling for every dollar, because you understand you can't work your way to wealth.
You want to feel confident and in control of your finances, knowing there’s always enough coming in & you can ride any storms.
You want the FREEDOM to call the shots in your life — to choose whether to work, where to travel, and how to provide a financial safety blanket for your loved ones.
The truth is, the gap between where you are and where you want to be is widening...
... and sure you could google 'how to do money' but the volume of information is endless and there's so much conflicting advice.
You don’t know how to maximise your income for *your* set of circumstances. Should you save, invest, or pay off a loan?
And when you’re already juggling the hectic demands of life, work, and family —
It’s easier to replace your spreadsheets with Netflix than sort through your finances.
(Or get into a heated debate with your partner about your spending habits)!
Find yourself nodding along?
You are NOT alone.
And the truth? It’s no wonder you feel this way.
At this moment, hundreds of thousands of women and families are in the same sticky spot. Just like you, they’ve never been taught financial literacy in school. OR they’ve been told that money matters are too complicated, too hard, too intimidating, and better left to the “experts.” Or to the blokes, or their male partner.
BUT AS YOUR SOON-TO-BE FINANCIAL EDUCATOR…
I’m going to let you in on a secret.
You Can
have the financial security you desire.
You Are
worthy of financial independence.
You Can
grow your wealth and your savings.
And you DON’T have to win the lottery, work 'til you drop, or give up your Sunday brunches to do so!
The BEST way to get ahead financially...
is not by sticking to a strict budget, blindly following a financial guru or buying a home and paying it off quickly.
It's increasing your financial knowledge, increasing your financial confidence, starting to invest AND creating a financial plan (personalised to your particular goals and dreams) that you're excited to put into place.
That's exactly what you'll learn how to do inside the
My Financial Adulting Plan.
Just Like These Students Have Done 👇
*Past performance is not an accurate predictor of future performance. This is not an indication of what any individual may achieve in the future.
LET ME TAKE A MOMENT TO INTRODUCE MYSELF
Hey there, I'm Mel.
Along with Lauren Law aka 'Lawsie', I'm here to teach, guide, inspire, help & even challenge you.
Lawsie and I are a Gen Y and Gen X'er who have together have helped thousands of women (and a few good men) just like you feel more confident about their finances. We're both ex-accountants and ex-financial advisors so we have the theory. But most importantly, we have both built wealth by investing ourselves.
My story is that I'm a Western Sydney chick who came back from less than nothing in my 30s to become a multi-millionaire in my 40s after a stupid, emotional decision when divorcing my first husband. So I have the life experience of not being at the age and stage I should be, of being ashamed of where I was at but most importantly of knowing how to rebuild. Today, I help others create great finances too - no matter where they're at.
Lawsie, who is Blue Mountains born, just turned 40 and worked for me for the last 15 years, hasn't made those same mistakes. Instead she's freaking financially savvy and disciplined to the point where she has retired her husband, they've bought a van and they're about to take off on van life.
Yes! I’m Ready for a Plan Future Me Will LOVE. Click here to join My Financial Adulting Plan today>>
We invite you to join us and your new financial community inside the
My Financial Adulting Plan
The 8-week course that is the money lessons you wished you learned at school or around the dinner table and your new supportive community of financial besties.
So you can go from buckling under the weight of financial uncertainty to making financial decisions with clarity, confidence, and purpose!
I'm Ready to Transform My Finances! Click here to join MFAP Today! >>Check out what other students have achieved since joining MFAP
$4.8 million added to SAVINGS accounts
210 credit cards CLOSED
$4.9 million invested in SHARES
$1.3m in credit card REPAID
$3.9 million DEPOSITED in buffer accounts
60% investing in shares for the FIRST time
64 properties PURCHASED
80 business STARTED
*From our survey of December 2024 survey of MFAP alumni. Past performance is not an accurate predictor of future performance. This is not an indication of what any individual may achieve in the future.
Now it's your turn to learn how to take control so you can
enjoy today & have choice tomorrow
Here’s How We’ll teach you to start doing that over the next 8 weeks
Module 1
Financial Awareness
We’ll dive deep on WHY you behave the way you do with your finances AND how to stop any self-sabotage in its tracks.
- Why financial awareness matters
- It’s time to break up with money
- Your relationship with money
- Your Money Story and how it’s been subconsciously impacting your financial life
- The 30-Day Financial Detox challenge
Module 2
Discovering Your Money Type
Understand how you naturally operate when it comes to money, so you can develop the habits and practices that are right for you.
- Understanding your money type
- Type 1 : The Worker
- Type 2: The Creator
- Type 3: The Discerner
- Type 4: The Relator
- Hybrid Money Types
- Addiction and compulsion
Module 3
Where are you now vs where do YOU want to be?
Here you'll start creating your very own Financial Adulting Plan with our spreadsheet, starting with capturing your own money snapshot.
- What to know before you begin your financial plan
- Where does your money go
- What do you have and what do you owe
- What does your future self want
- Identifying the gap (difference between where you are today and your goals)
Module 4
Turning your Dream Life into a Financial Plan
It's time to keep going with your Financial Adulting Plan and create practical strategies to figure out how to close that gap.
- How to start closing the gap
- What's your number
- Strategies for good, bad and ok debt
- How to find more cash to put towards your financial goals
- One of MFAP alumni's favourite worksheets: 'Will I have Enough?
- 50+ ways to find $10k in 12 months
Module 5
Ditch Bad Money Habits & Learn Right Ones for YOU
Your financial future is shaped by your financial habits, which is why we’ll pinpoint the financial habits that will work best for you.
- Great basic money habits
- Money habits for the 4 different money types
- Bank accounts and automating
- ADHD and money habits
- Money and hormones
- Stressors and sabotaging
- FIRE and other movements
Module 6
Investing: Shares, ETFs & Managed Funds
Get educated about investing in shares so you can grow your wealth. For the hasn't started, the beginner or intermediate investor.
- Risk vs. Reward
- Investing guardrails (no matter the investment)
- Compound interest and time in the market
- Share investing: the basics
- 3 ways to invest in shares (direct, ETFs & managed funds)
- How to build a share investment portfolio
- How to choose an ETF
- How to buy/sell shares and ETFs
- How to choose a share/stock
- FAQ, comparison of investment platforms and other helpful tools
- ESG, SRI & impact investing
Module 7
Investing: Property & Home Ownership
Learn how to buy & invest in property AND still have cash left over to treat yourself to your fave avocado toast.
- The different ways to own property (spoiler alert: there’s more than home ownership)
- Owning vs renting (including rentvesting)
- Saving for a deposit
- Tips & pitfalls to avoid when buying a property
- Tips when you already have a mortgage or investment loan
- Scripts to ask for an interest rate reduction
- FAQ and checklists and helpful tools
Module 8
Investing: Business, Side Hustles & Hobbies
Learn key business principles when starting or running a business and how to develop multiple income streams.
- Business vs side hustle vs hobby (and the best option for you)
- Essential business basics so you can start off on the right foot
- The psychology of pricing
- How to interpret and understand key numbers
- FAQ and checklists and helpful tools
- How to develop multiple streams of income
- Profits First: Sales vs. Profits
PLUS... 6 Additional Bonus Modules:
💫 BONUS Module: Money Maintenance
💫 BONUS Module: Money & Relationships + Money Partnerships
💫 BONUS Module: Country Money Deep Dives for Australia, New Zealand, UK and more countries on the way
💫 BONUS Module: Conscious Consuming and Investing
💫 BONUS Module: Kids and Money
💫 BONUS Module: Insurances
I know lots of people sign up to online courses & don't actually do them...
Which is why I've created so many ways to support you throughout this course, so you get it done.
Here's just some of the ways:
LIVE weekly calls with Me
Each Tuesday night, we get together, I share more insights and I answer questions about your learnings that week in our LIVE Q&A sessions. Plus they're recorded in case you can't make them Live.
Access to The Work Room with Lawsie
In Week 5, Lawsie will open up her virtual work room for 2 hours to MFAP students who either want to co-work on module exercises, ask questions, or work with others to get it done.
LIFETIME access to the MFAP Facebook Group
Community and quick support at your fingertips. It’s the perfect place to get answers from multiple perspectives and stay in the loop on different challenges and events throughout the year.
2 x Group Accountability Sessions
Lawsie (the accountability ninja) will host a group session to help you work through the course, keep you on track and provide you with tools and habits to keep using long after the course has ended.
Twice weekly text messages
Quick, supportive text messages from me to remind you what's coming up in the course and to encourage you to keep going.
Plus 3 Bonus Challenges
Designed to put money back into your pocket. These challenges will help you recoup the cost of the program before it's even finished!
😇 30 Day Financial Detox - seize back financial control and bring awareness back to your spending
🧐 Find $833 in 30 days - learn how to find more income to fund your financial dreams instead of always cutting back
🤑 Reduce your interest rate - use our proven scripts and support to reduce your loan interest rates and pay off debt faster
It's time to just make it happen for you!
The next round starts 5 May 2026.
Simply choose your preferred option and get ready to take control of your finances.
All options give you access to the same course material, with payment options for every budget.
👇
Quick! Doors close...
Don't miss your chance to join the second last round of MFAP ever! Be quick before the 400 spots are filled or doors close in...
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100% Money-Back Guarantee
We want you to feel good about the purchase of this course. So if our program isn't for you or doesn’t live up to your expectations, we’ve got you covered.
Just let us know within 14 days of purchasing and we'll refund your course fees, no questions asked.
There's a lot of people talking about money, why choose me?
Simple – I'm an ex-financial advisor & ex-accountant who came back from nothing in my 30s to having financial independence in my 40s.
I wasn't born with a silver spoon in my mouth (I'm a Western Sydney chick) and my genius as a financial educator is helping make the complex simple. And fun. Yes, really!
I'm here to help you learn about and understand the ins and outs of your money story, great money habits, paying off bad debt, getting comfortable with OK & good debt, investing and wealth creation on your own terms (sans the mansplaining and uncertainty that breeds fear and doubt)...
SO YOU LEARN HOW TO GET INTO THE DRIVER'S SEAT OF YOUR FINANCES.
What's stopping you from answering the MFAP call?
Are you thinking... 🤔
“I just want to get through this busy phase of life first, then I'll dive in when things calm down."
“I’ll wait till I start earning more or maybe until I've paid off my debt to jump in.”
“Can an online course really help me enough with my finances to justify the cost?”
And hey, I get it.
Looking at your finances CAN be scary, triggering... or just plain boring.
Especially when it feels like the odds — rising interest rates, exorbitant cost of living and lack of financial knowledge — are stacked against you.
None of us did a course at school called money. And there's MANY options out there you could choose when it comes to dealing with your money.
But none of those options have been carefully curated like mine. There's a reason why we've had thousands go through the doors and achieved the results they have.
Here's the truth. When it comes to your money, the best time to get started was yesterday...
The Next Best Time?
Right Now.
Take it from someone who’s fallen into many financial pitfalls…
Ignoring your financials won’t magically fix things.
In fact, your situation will almost always be worse today than it is yesterday. (Because compound interest works against us too).
But when you decide to make change
and just start…
Tomorrow
You will be making progress, recognising behaviours & already seeing financial & behavioural changes.
Because we'll give you practical first steps that you can start to use immediately💵💵
Next Month
You will understand where you are, where you want to go & have a plan to get there.
Because you’ll have created your very own personalised financial strategic PLAN that shows YOU how to be the author of your own financial story 💰💰
Next Year
You’ll be confidently carrying out your financial plan -saving, investing and paying off debts.
Because you’ll understand how to ENJOY your life today (yes, even in the midst of economic craziness) AND have choices tomorrow 🪙🪙
👆That’s just the tip of the iceberg, when you join the My Financial Adulting Plan.
It empowers you to confidently make smart money moves, plan for life’s big moments, and set up a brighter future for you and your loved ones!
Because We Give a FAQ
Who is MFAP for?
When does this round of the MFAP course start?
I already have a financial advisor/accountant/mortgage broker. Is this still right for me?
How much time will this take?
What if I don’t finish the course in 12 weeks?
Can my partner/family do this with me?
Is there extra support if I get stuck?
Can I just buy the Investment modules without creating the financial plan?
I’m leaning towards the payment plan…but is there an option for me to pay it off earlier once I have the funds?
Can I get a tax deduction for it?
Remind me…what exactly do I get when I join?
What if I still have questions?
So let me ask you something before we depart and go our separate ways
👇
Is learning how to have financial choice worth it for you?
IF YOU SAID 'YES',
THEN THERE'S ONLY ONE THING LEFT TO DO...
Join the My Financial Adulting Plan Today!>>
General Financial Advice Warning
Mel Browne Money Pty Ltd (ABN: 75 143 850 864) is a Corporate Authorised Representative No. 1316933 of Rask Licensing Pty Ltd (ABN: 32 681 073 478) (AFSL: 563 907).
The information, tools and content on this website is general financial advice only. That means, the advice/information from Mel Browne Money and its staff does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) and Target Market Determination (TMD) before making a decision to acquire any financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms and Financial Services Guide before using this website. Past performance is not indicative of future performance, and investing can result in permanent capital loss.
