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Have you ever felt that you're financially not at the age and stage you should be?

Are you ready to stop hoping you're doing enough and learn how to (finally) take control of your finances?

If your answer is yes (or even maybe), then it’s time for you to join the…

 

My Financial Adulting Plan

During 8 weeks of practical, easy-to-understand money education,
you'll learn how to create a STRATEGY for debt, GET EXCITED about investing, UNLEARN bad financial habits, learn how to DIVERSIFY your income, & how to ultimately still ENJOY today & look after FUTURE you.

Because the truth is you're not too old, young, busy or broke(n).

You just need to start.

The course has been designed to meet you where you're at,
no matter your age, your income, your debt or asset level.

Click HERE to get on the Waitlist for the My Financial Adulting Plan >>
Just Like These Past Students Have Done 👇

How cool is a good mindset shift! It's probably nothing to a lot of people but the shift in focus has shifted something inside of me. I have easily paid for MFAP with the money I have saved with the detox (October and May will forever after be my detox months ) and no mindless spending and the spreadsheet has given me insight into what I could achieve, without said mindless spending, in the future. Thanks Mel and Lawsie for sharing your expertise and everyone on here for sharing as well; what a community!

Ray Jayne

The My Financial Adulting Plan is one of the best things that happened to me, and indirectly to my husband too.
It is genuinely the most empowering thing I have done.
We've been together for about 24 years and are really solid, the only thing we ever fight about is money. We've both type A, but he's more spreadsheets and money management than I am. The mindset portion of the course helped me realise how much I spend on others when I really don't need to.
I feel like we're going to have the best year this year because of everything I've learned and the impact that it's going to have on our family. This course has been so impactful and game changing, all the way through to my marriage.

Cherie Clonan
CEO of Digital Picnic

Feeling sick from the anxiety / excitement .... I've just finished paying off a huge credit card AND car. As a single mum this is a HUGE milestone. I can't explain the feeling knowing that I'm entering the new FY with the next set of goals on-track. Melissa, I can't Thank You and this community enough, this is the first time I feel in control of my financial future and finally able to shake-off those money stories I was led to believe all these years; 'you have no idea about finances' and 'continue to dream as dreams don't cost anything'. To all those nay-sayers & dream killers I've been exposed to over the years.... sit back and watch what I am capable of!

Lidija Pintur

*Past performance is not an accurate predictor of future performance. This is not an indication of what any individual may achieve in the future. 

Click HERE to get on the Waitlist for the My Financial Adulting Plan >>
Before you jump off, I want to ask a quick question:

Is this you? 👇

Before you jump off, I want to ask a quick question:

Is this you?
👇

You want to feel confident and in control of your finances, knowing you have a plan for debt, there’s always enough money coming in & you can ride out any storms.

You want to understand investing and how to make your money work for you instead of hustling for every dollar, because you understand you can't work your way to wealth.

You want the FREEDOM to call the shots in your life — to choose whether to work, where to travel, or how to provide a financial safety blanket for you and your loved ones.

The problem is, the gap between where you are and where you want to be is widening...

The problem is, the gap between where you are and where you want to be is widening...

... and sure you could google 'how to do money' but that takes time, energy
and a whole lot of guesswork.

Which is probably why you are here...

And when you’re already juggling the hectic demands of life, work and family

You'd much rather sit and binge the latest season of Housewives (or wash your hair), than sort through your finances.

 

Find yourself nodding along?

Hey, I get it.

 It's no wonder you feel this way. 

 

I want you to know that there are hundreds of thousands of women (and many blokes) just like you, who feel this way too. That's because most of us didn't attend a class at school called 'Financial Literacy. Most of us weren't taught about wealth creation by our parents. Or we've been told that money matters are too complicated, too hard and too overwhelming.

Hey, I get it.

 It's no wonder you feel this way. 

 

At this moment, hundreds of thousands of women (and many blokes) just like you, feel this way too. Just like you, they’ve never been taught financial literacy in school. Or they’ve been told that money matters are too complicated, too hard, too intimidating, and better left to the “experts.” 

But as your soon to be financial teacher…

I’m going to let you in on a secret thousands of MFAP alumni have already discovered

But as your soon to be financial guide…

I’m going to let you in on a secret thousands of MFAP alumni have already discovered.
You Can

learn how to create a plan for debt and grow wealth (& live a life on your terms).

You Can

learn how to have financial choice (whatever it looks like for you).

You Can

learn how to have the financial security you desire (no matter your age or income).

LET ME TAKE A MOMENT TO INTRODUCE MYSELF

Hey there, I'm Mel.

Along with Lauren Law aka 'Lawsie', I'm here to teach, guide, inspire, help & even challenge you.

Lawsie and I are a Gen Y and Gen X'er who have together have helped thousands of women (and a few good men) just like you feel more confident about their finances. We're both ex-accountants and ex-financial advisors so we have the theory. But most importantly, we have both built wealth by investing ourselves.

My story is that I'm a Western Sydney chick who came back from less than nothing in my 30s to become a multi-millionaire in my 40s after a stupid, emotional decision when divorcing my first husband. So I have the life experience of not being at the age and stage I should be, of being ashamed of where I was at but most importantly of knowing how to rebuild. Today, I help others create great finances too - no matter where they're at.

Lawsie, who is Blue Mountains born, just turned 40 and worked for me for the last 15 years, hasn't made those same mistakes. Instead she's freaking financially savvy and disciplined to the point where she has retired her husband, they've bought a van and they're about to take off on van life. 

Click HERE to get on the Waitlist for the My Financial Adulting Plan >>

LET ME TAKE A MOMENT TO INTRODUCE MYSELF

Hey there, I'm Mel.

Along with Lauren Law aka 'Lawsie', I'm here to teach, guide, inspire, help & even challenge you.

Lawsie and I are a Gen Y and Gen X'er who have worked together for over a decade and helped thousands of women (and a few good men) just like you positively transform their finances.

We're both ex-accountants and ex-financial advisors and importantly, we both invest ourselves. In my 40s I have the option to work or not (having come back from less than nothing in my 30s after giving my entire divorce proceeds to charity.) While Lawsie, in her mid-30s, can choose her hours and how she works because of how freaking financially savvy and disciplined she is.

We have all of the skills, experience and expertise to help you to create the life you're excited to design (that you don't want to escape from) and financial plan that future you will love you for (without you having to sacrifice your daily coffee).

Click HERE to get on the Waitlist for the My Financial Adulting Plan >>
I invite you to join us and your new financial community inside the

My Financial Adulting Plan

The 8-week course that is the money lessons you wished you learned at school or around the dinner table and your new supportive community of financial besties.

So you can go from buckling under the weight of financial uncertainty to making decisions with clarity, confidence and purpose!

Click HERE to get on the Waitlist for the My Financial Adulting Plan >>

Check out what other students have achieved since joining MFAP

$3.6 million added to SAVINGS accounts

130 credit cards CLOSED 

$2.8 million invested in SHARES

$854k in credit card REPAID

$2.2 million DEPOSITED in buffer accounts

37% investing in shares for the FIRST time

32 properties PURCHASED

56 business STARTED

*From our survey of December 2024 survey of MFAP alumni. Past performance is not an accurate predictor of future performance. This is not an indication of what any individual may achieve in the future. 

Now it's your turn to learn how to take control so you can   

enjoy today & have choice tomorrow

Here’s How We’ll teach you to start doing that over the next 8 weeks
Module 1

Financial Awareness

We’ll dive deep on WHY you behave the way you do with your finances AND how to stop any self-sabotage in its tracks.

  • Why financial awareness matters 
  • It’s time to break up with money
  • Your relationship with money
  • Your Money Story and how it’s been subconsciously impacting your financial life
  • The 30-Day Financial Detox challenge
Module 2

Discovering Your Money Type

Understand how you naturally operate when it comes to money, so you can develop the habits and practices that are right for you.

  • Understanding your money type
  • Type 1 : The Worker
  • Type 2: The Creator
  • Type 3: The Discerner
  • Type 4: The Relator
  • Hybrid Money Types
  • Addiction and compulsion
Module 3

Where are you now vs where do YOU want to be?

Here you'll start creating your very own Financial Adulting Plan with our spreadsheet, starting with capturing your own money snapshot.

  • What to know before you begin your financial plan
  • Where does your money go
  • What do you have and what do you owe
  • What does your future self want
  • Identifying the gap (difference between where you are today and your goals) 
Module 4

Turning your Dream Life into a Financial Adulting Plan

It's time to keep going with your Financial Adulting Plan and create practical strategies to figure out how to close that gap.

  • How to start closing the gap 
  • What's your number
  • Strategies for good, bad and ok debt
  • How to find more cash to put towards your financial goals 
  • One of MFAP alumni's favourite worksheets: 'Will I have Enough?  
  • 50+ ways to find $10k in 12 months
Module 5

Ditch Bad Money Habits & Learn Right Ones for YOU

Your financial future is shaped by your financial habits, which is why we’ll pinpoint the financial habits that will work best for you.

  • Great basic money habits
  • Money habits for money types
  • Bank accounts and automating
  • Money habits for Workers
  • Money habits for Creators
  • Money habits for Discerners
  • Money habits for Realtors
  • ADHD and money habits
  • Money and hormones
  • Stressors and sabotaging 
  • FIRE and other movements
Module 6

Investing: Shares, ETFs & Managed Funds

Get educated about investing in shares so you can grow your wealth. For the hasn't started, the beginner or intermediate investor. 

  • Risk vs. Reward
  • Compound interest and time in the market 
  • A beginner's guide to investing in shares
  • Creating share investing guardrails
  • The three main ways to invest (direct, ETFs & managed funds)
  • How to choose a share/stock
  • How to build a share investment portfolio
  • FAQ, comparison of investment platforms and other helpful tools
  • ESG, SRI & impact investing
Module 7

Investing: Property & Home Ownership

Learn how to buy & invest in property AND still have cash left over to treat yourself to your fave avocado toast.

  • The different ways to own property (spoiler alert: there’s more than home ownership)
  • Owning vs renting (including rentvesting)
  • Saving for a deposit
  • Tips & pitfalls to avoid when buying a property
  • Tips when you already have a mortgage or investment loan
  • Scripts to ask for an interest rate reduction
  • FAQ and checklists and helpful tools
Module 8

Investing: Business, Side Hustles & Hobbies

Learn key business principles when starting or running a business and how to develop multiple income streams.

  • Business vs side hustle vs hobby (and the best option for you)
  • Essential business basics so you can start off on the right foot
  • The psychology of pricing 
  • How to interpret and understand key numbers  
  • FAQ and checklists and helpful tools
  • How to develop multiple streams of income
  • Profits First: Sales vs. Profits

PLUS... 6 Additional Bonus Modules:


💫 BONUS Module: Money Maintenance 

💫 BONUS Module: Money & Relationships + Money Partnerships

💫 BONUS Module: Deep Dives for Australia, NZ, UK and more countries on the way

💫 BONUS Module: Conscious Consuming and Investing

💫 BONUS Module: Kids and Money

💫 BONUS Module: Insurances

I know lots of people sign up to online courses & don't actually do them...

Which is why I've created so many ways to support you throughout this course, so you get it done.
Here's just some of the ways:

LIVE weekly calls with Me

Each Tuesday night, we get together, I share more insights and I answer questions about your learnings that week in our LIVE Q&A sessions. Plus they're recorded in case you can't make them Live.

Access to The Work Room with Lawsie

In Week 5, Lawsie will open up her virtual work room for 2 hours to MFAP students who either want to co-work on module exercises, ask questions, or work with others to get it done.

LIFETIME access to the MFAP Facebook Group

Community and quick support at your fingertips. It’s the perfect place to get answers from multiple perspectives and stay in the loop on different challenges and events throughout the year.

2 x Group Accountability Sessions

Lawsie (the accountability ninja) will host a group session to help you work through the course, keep you on track and provide you with tools and habits to keep using long after the course has ended.

Twice weekly text messages 

Quick, supportive text messages from me to remind you what's coming up in the course and to encourage you to keep going.

Plus 3 Bonus Challenges

Designed to put money back into your pocket. These challenges will help you recoup the cost of the program before it's even finished!

😇 30 Day Financial Detox - seize back financial control and bring awareness back to your spending

🧐 Find $833 in 30 days - learn how to find more income to fund your financial dreams instead of always cutting back

🤑 Reduce your interest rate - use our proven scripts and support to reduce your loan interest rates and pay off debt faster

Lots of people sign up to online courses & don't do them...

Which is why I've created so many ways to support you throughout this course, so you get it done.
Here's just some of the ways:

LIVE weekly calls with Me

Each Tuesday night, we get together, I share more insights and I answer your finance queries in our LIVE Q&A sessions. Plus they're recorded in case you can't make them Live.

Access to The Work Room with Lawsie

In Week 5, Lawsie will open up her virtual work room for 2 hours to MFAP students who either want to co-work on module exercises, sense check their financial plan, or work with others to get it done.

LIFETIME access to the MFAP Facebook Group

Community and quick support at your fingertips. It’s the perfect place to get answers from multiple perspectives and stay in the loop on different challenges and events throughout the year.

2 x Group Accountability Sessions

Lawsie (the accountability ninja) will host a group session to help you work through the course, keep you on track and provide you with tools and habits to keep using long after the course has ended.

Twice weekly text messages 

Quick, supportive text messages from me to remind you what's coming up in the course and to encourage you to keep going.

Plus 3 Bonus Challenges

Designed to put money back into your pocket, so that you not only recoup the cost of the program but 10x your investment!

😇 30 Day Financial Detox - seize back financial control and bring awareness back to your spending

🧐 Find $833 in 30 days - learn how to find more income to fund your financial dreams instead of always cutting back

🤑 Reduce your interest rate - use our proven scripts and support to reduce your loan interest rates and pay off debt faster

It's time to just make it happen for you!

The next round starts late August but spots are limited.

Jump on the waitlist so you are the first to know when we open our doors
and receive special waitlist bonuses.

Choose the plan that best suits you
& let’s transform your finances!

All options give you access to the same course material, with payment options for every budget.

👇

Most Affordable

$99/mth

12 small monthly installments (AUD)

The easiest way to invest in your future (less than the cost of a coffee a day)

SAVE OVER 11%

  • 8 weeks of pre-recorded videos, written content & downloads
  • 12 weeks access
  • Build your own financial adulting plan
  • Weekly Tuesday night Live Q&As with Mel (also recorded)
  • Two group accountability sessions
  • Lifetime access to closed FB group
  • Membership option afterwards
  • You and your partner (if you have one) can join for the one price
  • 14 day money back guarantee

💰 $99 discount when you pay out the balance at the end of the course after applying all your new knowledge 

Get In & Get It Done

$349/mth

3 installments during the course (AUD)

An affordable way to pay that doesn't drain your funds.

SAVE OVER 11%

  • 8 weeks of pre-recorded videos, written content & downloads
  • 12 weeks access
  • Build your own financial adulting plan
  • Weekly Tuesday night Live Q&As with Mel (also recorded)
  • Two group accountability sessions
  • Lifetime access to closed FB group 
  • Membership option afterwards
  • You and your partner (if you have one) can join for the one price
  • 14 day money back guarantee

 $99 discount when you pay out the balance at the end of the course after applying all your new knowledge

 

⭐Best Value for Your Bucks

$997

Discounted upfront price (AUD)

Embrace your inner financial grown-up with a single payment!

SAVE ALMOST 20%

  • 8 weeks of pre-recorded videos, written content & downloads
  • 12 weeks access
  • Build your own financial adulting plan
  • Weekly Tuesday night Live Q&As with Mel (also recorded)
  • Two group accountability sessions
  • Lifetime access to closed FB group
  • Membership option afterwards
  • You and your partner (if you have one) can join for the one price
  • 14 day money back guarantee

$99 discount when you pay out the balance at the end of the course after applying all your new knowledge

 

100% Money-Back Guarantee

We want you to feel good about the purchase of this course. So if our program isn't for you or doesn’t live up to your expectations, we’ve got you covered.

Just let us know within 14 days of purchasing and we'll refund your course fees, no questions asked. 

There's a lot of people talking about money, why choose me?

Simple – I'm an ex-financial advisor & ex-accountant who came back from nothing in my 30s to having financial independence in my 40s.

I wasn't born with a silver spoon in my mouth (I'm a Western Sydney chick) and my genius as a financial educator is helping make the complex simple. And fun. Yes, really! 

I'm here to help you learn about and understand the ins and outs of your money story, great money habits, paying off bad debt, getting comfortable with OK & good debt, investing and wealth creation on your own terms (sans the mansplaining and uncertainty that breeds fear and doubt)...

SO YOU LEARN HOW TO GET INTO THE DRIVER'S SEAT OF YOUR FINANCES.

There's a lot of people talking about money, why choose me?

Simple – I'm an ex-financial advisor & ex-accountant who came back from nothing in my 30s to having financial independence in my 40s. So I have the expertise and the experience.

I'm not a marketer or a coach like so many people who talk about money are. And I'm certainly not going to talk at you like the bloke in the blue suit ‘men’s club’ type character at the local financial planning firm. 

Instead, I'm here to help you understand the ins and outs of your money story, great money habits, paying off bad debt, getting comfortable with OK & good debt, investing and wealth creation on your own terms (sans the mansplaining and uncertainty that breeds fear and doubt)...

SO YOU LEARN HOW TO GET INTO THE DRIVER'S SEAT OF YOUR FINANCES.

Because We Give a FAQ

Imagine feeling this good about your finances 👇

Imagine feeling this good about your finances
👇

Because this isn't just a trend -
This financial skill you'll learn will have no expiry date!

It might seem daunting at first…but you won’t be doing it alone. 

Lawsie and I (plus a community of other incredible women and families)
will be here to cheer you on, celebrate your wins, and be a sounding board
as you learn how to do money better, create a plan and understand how to invest. 

So what do you say? 

Is learning how to have financial choice worth it for you?

If the answer’s YES, there’s only one thing left to do...

Click HERE to get on the Waitlist for the My Financial Adulting Plan >>