Chances are, you LOVE your free credit card points.
But think about this...
do you really believe your bank wants you to have something for FREE?
What if I told you that you're spending an extra $5,850 a year to get those points?
But Mel,
I get all of these FREE things...
Like FREE flights from points on credit card... happy holidays right?
Like that whole catalogue of pretty things I can order for FREE just by using my points right?
Like using my points to pay $50 off my credit card statement - that's a bonus right?
Wrong!
My guess is you don't realise how much those FREE points are actually costing you...
Even if you haven’t paid a cent of interest.
Don’t believe me?
Download my FREE case study showing why credit card points for individuals (not businesses) are almost never worth it.
👇👇🏼👇🏾
Download your FREE Credit Card Points case study now >>
I know, I know - free stuff feels good.
There’s a whole theory around the pleasure we receive when we receive something for free and how the pain of losing those points is even worse.
But I want you to stop and think about what those free points are actually costing you.
My guess is that if you pay your credit card off every month, you think this doesn’t relate to you, because you’re not paying interest on your credit card.
Right?
In my free download I’m going to give you a case study which challenges that. Because the research shows that for 90% of us, credit card points math simply doesn’t add up.
Yes, it works for our business credit cards. (Only when we’re not paying interest). But for your personal credit card? Not a chance.
Why? Well, research shows that when using a credit card, you likely spend up to 18% more than you would if you were using cash.
What does that look like over time? Let me show you 👇👇🏼👇🏾
Download your FREE Credit Card Points case study now >>
Hi, I’m Mel
I’m an ex-accountant, ex-financial advisor and now financially independent in my own right (after coming back from less than nothing in my 30s as the result of a stupid financial mistake). I believe finance is personal and it’s about finding the solution that works best for YOU. This is definitely not a ‘one size fits all’ kinda place.
If we’ve just met, welcome to the path towards reducing your financial overwhelm. I promise you’ll discover you can do money well and you might even (dare I say) enjoy doing it.
My mission is to help women not just become financially resilient but financially thrive.
Download your FREE Credit Card Points case study now >>