Money skills are the new glow-up
Learn how to earn it, save it and grow it with the
Lip gloss and mascara wear off by lunchtime.
But financial confidence and money smarts?
Those stay with you for life.
Forget boring textbooks or dry lessons. This is money education reimagined - delivered like a gift to unwrap and packed with the habits, hacks and confidence every girl needs.
This Kit is the perfect blend of snack-sized videos, written content, a Printed Journal and Money Diary all supported with Live Quarterly Tutorials. All designed to help layer financial confidence, independence and money smarts.
Whether you're a teen buying it for yourself, gifting it to your teen / daughter / niece or diving into it together, My Financial Starter Kit is the fun, empowering, real-world money education you wish school delivered.
Click HERE to buy My Financial Starter Kit >>Use It Together or Separately
✨ together
Learn. Build confidence. Start honest money convos that matter.
Together.
đź’–Â just her:
Gift it, and let her explore at her own pace,  knowing you’ve given her a serious financial edge.
why it matters
She's already smart. This helps her become money smart.Â
teaches her (and you when you do it together)
Module 1Â money mindfulness
Money is never just about dollars—it’s about mindset. In this module, we’ll unpack your money story, help you notice your habits, and build self-awareness so you can start making choices that actually feel aligned with the life you want.
Module 2 earning
Before you can grow wealth, you need to earn it. This module shows you how to check your payslip like a pro, look for extra streams of income, and understand the real value of your time and skills—so every dollar works harder for you.
Module 3 spending
Spending can either keep you stuck or move you forward. Here, you’ll learn how to spot impulse traps, separate needs from wants, and create guilt-free spending rules that still leave room for joy.
Module 4 debt & owing
Debt is sneaky—it’s rarely just “I borrow $100, I pay back $100.” This module teaches you how interest, fees, and the minimum repayment trap work, and how to tell the difference between good debt, okay debt, and the kinds you want to avoid at all costs.
Module 5 goals
Dreaming is easy—achieving takes structure. In this module, you’ll learn how to set SMART money goals, break big dreams into smaller wins, and even hack your brain (hello, RAS!) so your goals stay front and centre instead of slipping away.
Module 6 saving
Savings are your safety net and your stepping stone. We’ll cover how to set up your first savings plan, gamify the process so it’s fun, and use small, repeatable habits to get you closer to the things that matter—without debt or stress.
Module 7 managing money
Bank accounts, budgets, and habits—this is the foundation of financial independence. You’ll learn how to set up multiple accounts (everyday, bills, savings), track your money without guilt, build systems that work even if you forget, and add hacks if you’ve got ADHD or struggle with routines.
Module 8Â investing
This is where money starts working for you. We’ll cover compound interest (your age is your superpower), risk vs reward, shares, property, and even crypto—always with clear explanations, real-life analogies, and a focus on long-term freedom, not hype.
PLUSÂ bonus Lessons
đź’«Â BONUS Module: Common Money Mistakes
đź’«Â BONUS Module: Money into Your Twenties
Why you'll love itÂ
(mum, this bit's for you)
✅ It’s easy to use, either together or solo
âś… It starts powerful money convos without awkwardness
âś… It builds the skills you wish someone taught you earlier
✅ It’s a gift that actually makes a difference
Â
why this kit matters
Chances are, you’re worried your kids won’t be able to afford to buy their own home. But if you taught them investing, they started at 18 and were able to invest $250 a month for 50 years, at 9.3%* they would have more than $3.2 million.
The problem is, daughters aren’t being taught about money and investing.
That's because research shows that parents teach their sons and daughters differently about money. Survey results showed parents were more likely to teach their daughters not to spend money, to budget and to track their spending, while boys were more likely to be taught about building wealth, credit scores and investing.
I want to change that.
Â
*rate from Vanguard 2025 Index Report. Past performance is not an accurate predictor of future performance. This is not an indication of what any individual may achieve in the future.Â
Let's give your finances a glow up!
👇
because I give a FAQ
Who is this for?
What if she doesn’t like “school” stuff?
Is it really fun?
How much time will this take?
What’s in it?
What if I still have questions?
ready for the glow up?
Â
Give her more than mascara and lip gloss.
Give her a money glow up—the confidence and skills to own her financial future.
General Financial Advice Warning
Mel Browne Money Pty Ltd (ABN: 75 143 850 864) is a Corporate Authorised Representative No. 1316933 of Rask Licensing Pty Ltd (ABN: 32 681 073 478) (AFSL: 563 907).
The information, tools and content on this website is general financial advice only. That means, the advice/information from Mel Browne Money and its staff does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) and Target Market Determination (TMD) before making a decision to acquire any financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms and Financial Services Guide before using this website. Past performance is not indicative of future performance, and investing can result in permanent capital loss.
