Lip gloss. Sneakers. Mascara. Gaming skins.  Trends come and go.
Confidence with money shapes a lifetime.

Ready to raise a
money smart teen?

Imagine your teen making decisions with clarity, not confusion. Saving with purpose. Spending with intention. Investing with confidence. Understanding how money works - before the real world demands it.

My Financial Starter Kit blends blends bite-sized online lessons, a practical money journal delivered to your door and live quarterly tutorials with Mel Browne (ex-financial advisor now licensed to give general advice).

Whether they dive in solo or you explore together, My Financial Starter Kit is the fun, empowering, real-world money education you wish school delivered.

Click HERE to buy My Financial Starter Kit >>
MY FINANCIAL STARTER KIT PART COURSE, PART JOURNAL, ALL CONFIDENCE MY FINANCIAL STARTER KIT PART COURSE, PART JOURNAL, ALL CONFIDENCE
MY FINANCIAL STARTER KIT PART COURSE, PART JOURNAL, ALL CONFIDENCE MY FINANCIAL STARTER KIT PART COURSE, PART JOURNAL, ALL CONFIDENCE

what's inside the kit?

Because learning about money should be a whole vibe. Each kit includes:

12 month access to Bite-sized digital lessons → from saving to spending, the world of work, how to invest to big goals, money mindfulness to great habits and so much more

A beautifully designed paper workbook packed with real-life activities, journal prompts, and reflection spaces

Quarterly Rich Auntie Live Chats with Mel (financial educator licensed to give general advice) where she'll deliver deeper, practical money tutorials into different topics such as investing and answer your money questions 

Stickers, checklists & aesthetic extras to make it feel as fun as it is functional

Conversation starters for you to talk about money in a way that’s open, judgement-free, and maybe even fun

A luxe kit that makes this feel more like a present than a project

Click HERE to buy My Financial Starter Kit >>

use it together or separately

together

Learn. Build confidence. Start honest money convos that matter.
Together.

just them:

Gift it, and let them explore at their own pace,  knowing you’ve given them a serious financial edge.

why it matters

They're already smart. This helps them become money smart. 
teaches them (and you when you do it together)
Module 1 money mindfulness

Money is never just about dollars—it’s about mindset. In this module, we’ll unpack your money story, help you notice your habits, and build self-awareness so you can start making choices that actually feel aligned with the life you want.

Module 2 earning

Before you can grow wealth, you need to earn it. This module shows you how to check your payslip like a pro, look for extra streams of income, and understand the real value of your time and skills—so every dollar works harder for you.

Module 3 spending

Spending can either keep you stuck or move you forward. Here, you’ll learn how to spot impulse traps, separate needs from wants, and create guilt-free spending rules that still leave room for joy.

Module 4 debt & owing

Debt is sneaky—it’s rarely just “I borrow $100, I pay back $100.” This module teaches you how interest, fees, and the minimum repayment trap work, and how to tell the difference between good debt, okay debt, and the kinds you want to avoid at all costs.

Module 5 goals

Dreaming is easy—achieving takes structure. In this module, you’ll learn how to set SMART money goals, break big dreams into smaller wins, and even hack your brain (hello, RAS!) so your goals stay front and centre instead of slipping away.

Module 6 saving

Savings are your safety net and your stepping stone. We’ll cover how to set up your first savings plan, gamify the process so it’s fun, and use small, repeatable habits to get you closer to the things that matter—without debt or stress.

Module 7 managing money

Bank accounts, budgets, and habits—this is the foundation of financial independence. You’ll learn how to set up multiple accounts (everyday, bills, savings), track your money without guilt, build systems that work even if you forget, and add hacks if you’ve got ADHD or struggle with routines.

Module 8 investing

This is where money starts working for you. We’ll cover compound interest (your age is your superpower), risk vs reward, shares, property, and even crypto—always with clear explanations, real-life analogies, and a focus on long-term freedom, not hype.

PLUS bonus Lessons

💫 BONUS Module: Common Money Mistakes

💫 BONUS Module: Money into Your Twenties

No lectures. No jargon. Just practical tools, stylish delivery, and the kind of real-life money knowledge every teen deserves.
Why you'll love it 

(mum, this bit's for you)

✅ It’s easy to use, either together or solo

âś… It starts powerful money convos without awkwardness

âś… It builds the skills you wish someone taught you earlier

✅ It’s a gift that actually makes a difference

Click HERE to buy My Financial Starter Kit >>

 

why this kit matters

Chances are, you’re worried your kids won’t be able to afford to buy their own home. But if you taught them investing, they started at 18 and were able to invest $250 a month for 50 years, at 9.3%* they would have more than $3.2 million.

The problem is, kids are not being taught about money and investing at school.

And research shows that parents teach their sons and daughters differently about money. Survey results showed parents were more likely to teach their daughters not to spend money, to budget and to track their spending, while boys were more likely to be taught about building wealth, credit scores and investing.

I want to change that and make money the same for everyone.

 

*rate from Vanguard 2025 Index Report. Past performance is not an accurate predictor of future performance. This is not an indication of what any individual may achieve in the future. 

MY FINANCIAL STARTER KIT • PART COURSE, PART JOURNAL, ALL CONFIDENCE •  MY FINANCIAL STARTER KIT • PART COURSE, PART JOURNAL, ALL CONFIDENCE •  MY FINANCIAL STARTER KIT • PART COURSE, PART JOURNAL, ALL CONFIDENCE •  MY FINANCIAL STARTER KIT • PART COURSE, PART JOURNAL, ALL CONFIDENCE • 
Let's give your teen financial confidence for life!
👇

My Financial Starter Kit

$99

(AUD)

The kit includes:

  • Instant access to 8 modules of bite sized pre-recorded videos & written content
  • The My Financial Starter Kit physical journal with 12 months worth of reflective prompts and practical exercises
  • Quarterly Rich Auntie Live Chat with your new rich auntie, Mel
  • 12 months access so you have time with the content
Buy Now

 My 15 year old daughter is really enjoying working her way through the kit. She has started a casual job and she is applying all of her learnings to her moolah ❤️🙌

~ Mel

I bought this for my 16 year old daughter for Christmas and she's just started it now - today we had a big chat about investing and saving (she's starting the 30 day savings challenge today) - she is loving it so much. Thankyou!!

~ Jem

It was great! She is already talking to me about how she could earn money and ow much to invest. What an awesome gift to a 13 year old to get to learn about all this now. It's amazing and she is loving it!

~ Danielle

Ready to raise a money smart teen?
Give them more than advice.
Give them the tools, the knowledge and the confidence to own their financial future.

👋 hey I’m mel.

Think of me as your new rich auntie, here to teach you what I know about money and investing

I’m an ex-accountant, ex-financial advisor and now an author, authorised representative licensed to give general advice and financial educator.

I believe money education should feel empowering, not overwhelming.

I created My Financial Starter Kit to help teens (and their mums) learn the confidence, skills, and independence I wish I had earlier.

Click HERE to buy My Financial Starter Kit >>
MY FINANCIAL STARTER KIT PART COURSE, PART JOURNAL, ALL CONFIDENCE MY FINANCIAL STARTER KIT PART COURSE, PART JOURNAL, ALL CONFIDENCE
MY FINANCIAL STARTER KIT PART COURSE, PART JOURNAL, ALL CONFIDENCE MY FINANCIAL STARTER KIT PART COURSE, PART JOURNAL, ALL CONFIDENCE

because I give a FAQ

Give her more than mascara and lip gloss.

Give him more than sneakers and gaming skins.

Give them the my financial starter kit - so they can learn to; 

Save with purpose. Spend with intention. Invest with confidence.

Click HERE to buy My Financial Starter Kit >>

General Financial Advice Warning
Mel Browne Money Pty Ltd (ABN: 75 143 850 864) is a Corporate Authorised Representative No. 1316933 of Rask Licensing Pty Ltd (ABN: 32 681 073 478) (AFSL: 563 907).
The information, tools and content on this website is general financial advice only. That means, the advice/information from Mel Browne Money and its staff does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) and Target Market Determination (TMD) before making a decision to acquire any financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms and Financial Services Guide before using this website. Past performance is not indicative of future performance, and investing can result in permanent capital loss.