Trusted by: NRMAÂ Â BENDIGO HEALTHÂ Â RAY WHITEÂ Â WERSTPACÂ Â OFFICEWORKSÂ Â MACQUARIEÂ Â PEARLER
THEÂ BUSINESS CASE
Your people are financially stressed
- and that's costing you. Â Â
Financial stress is the number-one non-work stressor affecting
Australian employees. It shows up as lost focus, absenteeism and
reduced performance — all of which cost far more than a membership subscription.
1 in 2
Australian employees say financial stress negatively impacts their work performance.
$47B
Lost annually in Australian workplace productivity due to financial stress. Â
PWC
68%
Of Australian women say they don't feel confident managing their finances.
35%
Superannuation gap between men and women at retirement in Australia.
The cost of inaction compounds every month it goes unaddressed. Finstincts is the intervention that actually gets used.
Your favourite streaming platform meets financial education.
CHOOSE YOUR WAY IN
One expert. Two ways to
bring her in.
Start with the moment or start with the momentum. Best case,
you combine both — Mel opens the conversation live, Finstincts keeps it
running quietly in the background for the next twelve months.
FOR THE MOMENT
Bring Mel
to your team.
Keynote, workshop, webinar or a full financial wellness series, delivered in the way that fits your program.Â
— In person keynotes )Sydney metro & national)
— Virtual keynotes and webinars
— Hands-on workshop series
— Financial wellness series for L&D programs
— Fireside Chat + Q&A add-on
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 Discounted rates for charities and not for profits. Rates provided on enquiry.
See speaking options →
FOR THE MOMENTUM
Roll out Finstincts across your organisation.
Australia's first financial education streaming network - subscription access for your whole team, all year round.
— Always-on library of 20+ shows across 11 categories
— Two membership tiers: Finflix & Finclass
— New content added every 90 days (Finflix) or monthly (Finclass)
— Access on phone, tablet, laptop - anywhere
— Live Q&As with Mel and guest epxerts (Finclass)
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Discounted per person pricing based on team size, starting from 25 people.
See what's inside →
Not sure which fits? We'll help you build the internal business case.
Most organisations start with one and add the other within twelve months.
BRING MEL TO YOUR TEAM
Speaking, workshops & wellness series.
Whether you're looking for an in-person keynote, a virtual webinar, a
financial wellness series or hands-on workshops with your team, Mel
can deliver. Attendees also receive helpful links, resources and a copy of
the presentation to continue the learning after she's left the room.
In person keynote
Sydney metro & national
Virtual keynote / webinar
Anywhere in Australia
Half & full day workshops
Hands-on, practical
In-Person Keynote
Her Wealth Her Way
A powerful reframing of what's really holding women back from building wealth — and it's rarely lack of time, knowledge or ability. Attendees walk away believing they deserve wealth and can build it their own way.
In-Person Keynote or Virtual webinar
Dare to be Wealthy
Based on Mel's latest book (Feb 2026). A call to action for women to question the financial world they've stepped into and courageously build one that actually works for them. Insightful, empowering and quietly revolutionary.
In-Person Keynote or Virtual webinar
Just Start
You're not too young, you're not too old — you just need to start. A powerful mindset reset for anyone who feels behind, too old, not ready, or too busy to deal with their finances.
Virtual webinar
What a Difference a Decade Can Make
Financially, ten years is a great amount of time to radically change your future. Small, strategic moves that transform a financial position — whether in their 20s, 40s or 50s. Practical, myth-busting, replaces panic with possibility.
Financial Wellness Workshop Series
Hands-on, practical, thought-provoking workshops for your team. Perfect for L&D programs and ongoing financial wellness initiatives.
• What a difference a decade can make
• When to flee from, focus on or forget about debt
• Investing in shares - the basics
• Financial self-care
• Custom series built for your organisation
Fireside Chat + Q&A
60-minute virtual session, delivered by Mel, exclusive to your employees.
Perfect for an EAP lunch, Mental Health Week, or a quarterly wellness moment. In-person available on request.Â
Roll out across your organisation
The Finstincts platform.
An always-on financial education library your team can reach for on a
Sunday morning, during the commute, or the moment a money question
comes up. Self-directed, on-demand, accessed anywhere — and updated
regularly so it stays relevant.
Finflix • Corporate
Always-on financial education for your whole team.
The self-directed library your people will actually use.
✔️ Full library of 20+ shows across all categories
✔️ Workbooks, spreadsheets, checklists and tools
✔️ New content added every 90 days
✔️ Access on phone, tablet or laptop — anywhere
✔️ Self-directed, on-demand, always available
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Finclass • Corporate
Everything in Finflix, plus live access to Mel.
For teams that want more than binge-content.
✔️ Everything in Finflix Corporate
✔️ Exclusive monthly recorded masterclasses (60–90 min)
✔️ Six live Q&As with Mel each year (recorded for the archive)
✔️ Monthly live sessions with guest experts
✔️ Monthly money-moment challenges
✔️ Event discounts + Her Wealth Her Way priority access
What's inside the library:
Debt
Shares
Property
Money mindset
Planning & goals
Investing basics
Kids & family
Super & retirement
Resources & tools
Business
Everyday money
+ new categories added
Discounted per-person pricing, starting from 25 people.
Per-person rates drop as team size grows. We'll build a proposal that fits your headcount and your budget line.
GET A PROPOSAL →WHICH BUDGET DOES THIS FIT?
Fin$tincts sits comfortably across
multiple existing budget lines.
Depending on how your organisation structures its people investment,
Fin$tincts can be funded through one — or several — of the following.
01
Employee wellbeing
Financial stress is a psychosocial hazard under Australian WHS frameworks, and employees lose nearly seven work hours per week to money-related distractions. Fin$tincts directly addresses a documented wellbeing risk with a proactive, preventative solution.
02
Learning & development
Finstincts delivers structured learning across a growing content library. Australian organisations with proactive L&D programs typically invest $500–$2,000 per employee per year. Finstincts corporate pricing starts well below that floor.
03
EAP enhancement or replacement
EAPs typically see only 5% workforce usage, accessed reactively. Finstincts is the opposite — proactive, high-engagement, used regularly because it's genuinely useful. Sits alongside your existing EAP to fill the financial wellbeing gap.
04
Diversity, equity & inclusion
The gender superannuation gap remains at 35% at retirement. Providing equal access to expert financial education is one of the most tangible, measurable actions an organisation can take on gender equity.
05
Employee value proposition & retention
AHRI data consistently identifies learning and development opportunity as one of the three most effective retention measures available to Australian employers. Benefits that deliver visible, everyday value outperform those that sit unused.
06
Psychosocial risk management
Under the updated WHS legislation, financial stress is increasingly recognised as a psychosocial hazard employers have a duty to address. Finstincts provides documented, proactive support that meets that duty.
Not sure which budget line fits best? Complete the enquiry form and we'll help you build the internal business case — including a headcount-appropriate proposal and language that maps to how your organisation talks about wellbeing spend.
MEET THE FOUNDER
Hi, I'm Mel.
I'm an ex-accountant and ex-financial adviser who owned a successful accounting and financial planning business for almost 20 years. I'm an authorised representative licensed to give general financial advice, and I've written five books about money and business — including the global bestseller Unf*ck Your Finances and, in Feb 2026, Dare to be Wealthy.
I have the theory. But I also have the lived experience: I grew up in the western suburbs of Sydney, went into five figures of debt in my early thirties, and built back from less-than-nothing to become a financially independent multi-millionaire in my forties from the strategies I put in place for myself.
Today, I'm a financial educator who believes understanding how to build wealth shouldn't be abdicated or reserved for the select few who can afford it — it's something everyone can achieve.
Media
Books
Licensed
Selected Brands Mel has Worked with
Trusted by organisations across
corporate Australia.
What organisations say
The feedback we get from L&D and wellbeing leads.
Mel has a rare ability to demystify finance in a way that feels practical, engaging and genuinely empowering. Her real-world insights help build confidence and financial literacy across our workforce, particularly for women, and she brings an energy that makes finance not just accessible but fun. Mel's workshops have become a valued and impactful part of our gender-equity strategy.
Courtney Pond
Group Inclusions & Diversity Manager • NRMA
Mel has been an outstanding addition to Bendigo Health's wellbeing program. She's delivered sessions that consistently draw some of the largest attendance we've ever seen — a true testament to her ability to engage and connect with our staff.
Bendigo Health
Wellbeing Program
Financial literacy and education is something we all deserve but not everyone is lucky enough to have had access to. Mel brought her expertise to our audience brilliantly — across a variety of ages, backgrounds and financial positions — with humour, clarity and ease. We will absolutely be working with Mel again.
Georgia Holden
Corporate Relations Manager • Ray White
Her Wealth Her Way made a huge crowd feel intimate, like we were all part of something special. It really felt like we were making an impact. There is nothing like it.
Nick Nicolaides
Co-founder & CEO • Pearler
It's actually incredible that Mel, Clare and the team pulled this off. A premium women's financial event, 700-plus in person for a full day, on a workday. So pleased to be part of it.
Owen Raszkiewicz
Founder & CEO • Rask
Start the conversation
Tell us about your team.
Complete the form and we'll come back to you within one business day
with a proposal that fits your headcount, your budget line and your
timeframe. Not sure exactly what you need? Tell us that too — we'll help
you figure it out.
Prefer email? Write to hello@melissabrowne.com.au
General Financial Advice Warning
Mel Browne Money Pty Ltd (ABN: 75 143 850 864) is a Corporate Authorised Representative No. 1316933 of Rask Licensing Pty Ltd (ABN: 32 681 073 478) (AFSL: 563 907).
The information, tools and content on this website is general financial advice only. That means, the advice/information from Mel Browne Money and its staff does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) and Target Market Determination (TMD) before making a decision to acquire any financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms and Financial Services Guide before using this website. Past performance is not indicative of future performance, and investing can result in permanent capital loss.
