Uncensored Money Season Eight: If I Was in My 30s Again, Here’s What I’d Do (Money Edition)

Melissa Browne: Ex-Accountant, Ex-Financial Advisor, Ex-Working Till I Drop, Now Serial Entrepreneur & Author, Financial Wellness Advocate, Living a Life by Design | 19/02/2026

Show Notes

Your 30s are loud.

Careers accelerate. Babies arrive (or don’t). Relationships change. Houses get bought. Everyone looks like they’ve figured it out and suddenly money decisions feel heavier and more permanent.

In this episode, Mel and Lawsie talk about the decade where momentum matters more than perfection. Because wealth in your 30s isn’t built through dramatic moves. It’s built through consistent ones… and by refusing to compare your life to someone else’s highlight reel.

We cover:

– why small, boring investing still wins (even now)
– the super conversation couples avoid and why women pay for it later
– the insurance decisions that need to happen before life happens
– avoiding the “dream home” golden handcuffs
– lifestyle creep, pay rises and actually keeping your extra income
– and the two habits quietly sabotaging women’s finances: comparing and pressing pause

This episode is for women earning well and women rebuilding because both can feel behind for different reasons.

You’re not late.

You just need to start moving.

For more tips and resources, visit us at melissabrowne.com.au, on Facebook, Instagram or TikTok @MelBrowne.Money or send us an email at hello@melissabrowne.com.au.

Links mentioned in the episode are below

Choicey link can be found at https://calendly.com/d/ctfq-ktz-9zc/switch-save-on-health-insurance-expert-review-mbm 

Find $10K in 12 Months Freebie can be found at melissabrowne.com.au/find$10kin12months

Share Investing Masterclass can be found at melissabrowne.com.au/shares

Dare to be Wealthy can be found at melissabrowne.com.au/books

Finally, if you love this episode please make sure you subscribe, share it with a friend and leave us a review.

Transcription

Mel: If I was in my 30s again, I would stop watching what everyone else was doing and start moving on what I wanted to do instead. Which is easier said than done. I mean, I'm in my menopausal I don't give a shit era. So it's easy for me to say that in hindsight. But in my 30s, I very much gave a shit. And I was still in my keep everyone happy, oldest daughter, nice girl era. What about you? You're...

If you're listening to this, I want you to think about maybe in your 30s now or what were your 30s like? But Law-dog your 30s were a second ago. Do you look back fondly? Would you change much?

Lawsie : Not quite, but yes. Yeah, I think, yeah, I don't know. I'm not that person that kind of looks back and goes, these are other things that I would change in what I would do. But I guess from a financial perspective, I like, I was investing all through my thirties, tick, thank you, gold star. ⁓ But I would have started share investing earlier ⁓ in my thirties, like I did.

Invest, I think, for most of it. I still I just think it's one of those things. you benefit of hindsight, I would have started that earlier. ⁓ And I think sometimes it's just about having that balance as well. ⁓ Yes, we know that we should be investing. Newsflash, anyone if you didn't.

Lawsie: This is your sign. You should be investing. ⁓ But I think sometimes there's that fine line between investing and putting too much in finances to future you and not necessarily keeping enough for enjoying the current moment. mean, your 30s can be a great time to be doing all the fun things. And, you know, we all know that you're generally going to be healthier and all of those kind of things. So it can be like it is just that fine line. Whereas we obviously see a lot of people that may have enjoyed their 30s a little too much at the expense of their future

Mel: Yeah.

Lawsie: But I would say that for me sometimes I've looked at it and just think oh maybe I've worried too much about future. I mean so maybe change that but I'm also I don't sort of regret it because I feel like I'm comfortable in position that I'm in now and it's sort of allowing me to have more choice but I do think there is a fine line there that people need to be aware of when you're looking at it. What about you?

Mel: Yes. Yeah, I am. obviously would not have given all my money away to charity, you know, I give a lot of money to charity now, but not all of my money in that emotional gut reaction.

Lawsie: Really?

Mel: And I would have stuck with stuff. I wouldn't have panicked so much. So I think I did a lot. was like, my gosh, I've got to catch up. I've got, you know, in my thirties is when I was comparing, I wasn't at the agent stage. I thought I would be so I panic. I would panic a lot overwork and kind of just keep jumping to the next. So I worked hard. I didn't necessarily invest hard. And I think I would add that investing piece. I mean, in a way, it's easier today in that you have so much choice in how you invest. didn't have, you know, there wasn't really podcasts, there was barely ETFs. That just wasn't, it wasn't as noisy when I was in my thirties, but it definitely is something with that hindsight that I would absolutely do more if I lived in my thirties today. But it's easy for us to say that.

In the benefit of hindsight, because when you're in your 30s, it's noisy. You know, there's a lot of should I, shouldn't I, which we've already talked about. You're aware you're not in your 20s anymore, but the reality is you have so much time still. But for many people, these big changes, people are pairing off, people are buying houses, people are having babies and promotions and breakdowns and breakthroughs, and often all at once. And it's really easy to feel like you're either behind or doing it wrong.

Lawsie: So today's episode is not about perfection. want to encourage you to ditch that, but it is about momentum.

Mel: Yeah, because if you're in your 30s, it's really important that you hear that you're not late. In fact, you're early, but only if you start now.

So there's five things we want to share that if we were in our 30s, again, we would do. But before we dive in, it's really important to remind you that the information provided in this podcast is of general nature only and does not take into account your personal financial situation, objectives or needs. It's not intended to be financial advice. And before on acting on any information, you should consider the appropriateness of the information provided and if necessary, obtain independent financial taxation, legal advice and read the relevant product disclosure status. And just one more thing, Lawsie Coz, we have come off the launch of Dare to Be Wealthy in Melbourne, where I would just like to say that I feel like 30 year old us would be very proud that we survived a huntsman running across the stage.

We didn't shriek. We didn't, I didn't wear my pants. There would have a chance that might've happened. I didn't cry. All things that might've happened in my thirties. So I don't know if that's just, I don't know what that was. But if you haven't, if you've been living under a rock and you haven't heard that I've released a book, Dare to Be Wealthy, please go check it out. I'm incredibly proud of it. And it will, it will go deeper into so many of the things that we're going to talk about today.

Lawsie: Progress.

Mel: But let's dive into it, Lawsie Number one that we would do if we were in our 30s again is to invest even if it feels small. And we've already talked about this. It's absolutely the thing that we would do, especially when it feels small. Because in your 30s, just like we talked about in our last episode of Being in Your 20s, you are still a time millionaire.

Lawsie: Are indeed and it's letting too boring but super effective things time and consistency do the heavy lifting and which means it doesn't necessarily mean you've got to be investing big lump sums because I mean in your 30s like you said there's a lot going on for a lot of people so you don't necessarily have big lump sums and this is but

Mel: Yeah

Lawsie: Because of that, this is where people get tripped up. So they wait until they have more money or they're like, yeah, I'll do it. I'll do it. And suddenly it keeps getting pushed down the road. And you know, that, that waiting and that pushing it down the road is the most expensive delay that there is.

Mel: Yeah, absolutely. And we can talk about or we can put numbers to it like we did in the last episode. So again, remembering that past performance is not equal to future performance. Last episode, we talked about $250 a month for 50 years. This year, in your 30s, you got about a decade less. So 250 months for 40 years, still a bloody long time. One simple broad based ETF based on Vanguard's long term index returns up to 2025 of 9.3%. That's around 1.5%.

1.27 million and 250 a month might feel like a big chunk in your 30s. I promise you it's not going to in your 60s. So if you can get into that habit, if you can learn how to find more cash and again, we've got a free website on our, on my website, melissabrown.com.au and we'll put it in the show notes as well. We refer to that all the time. That means that you can continue to invest even if you feel like you don't have much. 1.27 million from just one thing.

Lawsie: Yeah, yeah, 250 a month. like we're saying, it doesn't have to be the really big lump sound. It's not something you have to put off until you reach this thing of, oh, I'm rich now because there's always going to be something. So this is about realizing that it is possible and also to understand that it can be 1.27 mil.

Mel: Yeah. Exactly. And yes, we are aware that inflation will gobble some of that up, but we're also not saying it's the only thing we're going to do because nothing because doing nothing guarantees one thing and no compounding and less choice. So, Lawsie, that simplicity of one investment. You know, we mentioned that when we talked about the 20s because it really should be simple. Let's just really briefly talk about that again. So one investment, one platform.

Lawsie: Yeah. So there's like lots of different providers that will offer a different version of this, but you can invest literally in one ETF, that ETF or that exchange traded fund, invest in a number of exchange traded funds to give you a portfolio. So you're investing in some, you know, conservative assets, potentially some riskier or higher growth assets. So all you have to do is put your money into one thing, kind of like your super money into one thing and someone else looks after it for you.

Mel: Yeah. That's a beautiful way I've not thought of it that way. It's just like, you don't have to think about where do I invest in my super, you just pick your super fund and then it happens. It's the same thing for this. It's picking a platform and then an investment and then just doing it. And popular broad based ETFs that we talked about in the last episode could be a 200 by beta shares, which is a top 200 investment…top 200 shares in the Australian share market. It might be IVV by iShares, which is the top 500 shares in the US market. It could be VDHG, which is Vanguard's basket of ETFs.

But they all have one, like GlobalX has got versions, Betashares have got versions, and it's figuring out which is the one that feels right for you or looking at something like Sophia Stockspot where you can use robo advice to help you just pick one thing and it's answering one lot of questions and then it chooses it for you. So it's the complexity shouldn't be stopping you. It’s realizing that it can really be that simple.

The second thing, Lawsie is super in parenthood. And this is a conversation we don't have often enough. And like you and I have chosen not to have kids. But if I was in my 30s and home with babies, and good Lord, can we just dwell on that image for a moment? Hopefully my husband won't ever listen to this, which I don't think he will because I think he would run screaming because he didn't want kids quite just as much as I didn't want them. Thank God. But if I had had children and if Tony had chosen not to work, because that would have been it in our household, I would expect to split super with him. And if the reverse is happening, if you are the one at home and your partner is working, then it is about them splitting their super with you. No hesitation, no ifs, no buts, no but it's yours anyway. But if we split.

Lawsie: Because love doesn't pay your retirement. ⁓

Mel: Exactly, it's beautiful Lawsie. And time out of the workforce shouldn't quietly cost women hundreds of thousands of dollars later. In Australia women already retire with roughly 80k to 283k less than men. Career breaks are a huge reason why.

Lawsie: And we hear this one all the time, but if we split up, I'll get some of that super anyway. And this is not.

Mel: Yeah.

Lawsie: Guaranteed. ⁓ So super splitting isn't about pessimism, it's about fairness. And I mean, can you even look at it as almost a different way of diversification if you're in different super funds, if they're invested slight, you know, what some might be a high growth, one might be more balanced, like it is also actually giving you some more diversification in case one fund doesn't do as well or whatever the case may be.

Mel: Absolutely. And honestly, it's the world's simplest process. You don't have to find more cash. It's splitting something that is already being made. It takes about five minutes. It's one form that your partner will fill in via their Superfund website. And if it's our money, which is often the argument, but it's all our money, then it should look like that on paper. know, super splitting is protecting your future self while you care for everyone else. And if I was PMC, for the day, I would mandate this. And I'm actually having conversations with government at the moment. So whilst I can't imagine them bringing it in, at least bring more awareness to it. Because there's just not enough people that understand that this exists. Number three is insurance. Like I know we're talking about exciting things today, super and insurance, but hey, these are the boring things that we want to do before life happens. ⁓

So this is probably the least sexy topic in money. I'm just going to put it out there. Insurance. I mean, why wouldn't it be? But here's what I wish more women understood in their foodies, that insurance isn't about fear, it's about timing.

Lawsie: Come on, it's everyone's favorite topic.

Mel: Because once life happens, whether that's an illness, an injury, a diagnosis, or even you going and seeking help for a mental health issue, you may not be able to get insured at all, or you may have a loading added to your insurance. And that's is just a whole lot more expensive. So, Lawsie, we see this all the time and it makes me really angry but it's also something if you're young before life happens, it's being aware of that. So I know personally I've had... ⁓insurance loadings for mental health. I had an eating disorder in my 20s. I was an outpatient in a hospital and I was seeing a psychologist for quite a period of time. Because of that, when I went to readjust and get different insurance in my late 30s, early 40s.

I was told, well, because you had that, I was excluded from certain things. And I also had loadings added. Now I had options and my insurance broker worked with me that I couldn't, ⁓ had a 12 months exclusion where I couldn't, I would pay for the policy for the first 12 months. But if something happened to me, I couldn't claim on that policy. And that worked for me.

But if you've had breast cancer, you're in the police force, I know that people have had extraordinary issues with getting insurance because they've waited.

Lawsie: Yeah. And I think, and it's also just making sure that you do have insurance and having that cover. Like, yes, it's generally expensive. Yes. Like all of the things, but as you said at the start, it's

Mel: Yeah

Lawsie: Having this cover for if and when life happens. mean, we've been there when partners have suddenly been killed in car accidents or things like that. And it's suddenly you're now going to you could potentially be a single parent who's looking after the child or the children and all of these things while you're still trying to work and come to terms with everything like having insurance helps protect when these, if these things happen, it's the same you might get suddenly a health diagnosis.

Mel: Yes.

Lawsie: All of those things if you've got insurance in place it's about that's a thing that you can then that lever that you can pull that can help ensure that you've got dollars that you can take time off work to focus on recovery like all of these things so it is it is super sexy it is very you know ⁓ and it can be costly and all of the things but the cost of not having it can sometimes be more so it is trying to find that balance between what you need and what you can afford to pay which is where working with an insurance

Mel: Okay.

Lawsie: Insurance broker or someone to help find that can sometimes be really advantageous.

Mel: Yeah. We've, you know what, and I get it, like it can be expensive, but there is some, you could have a new superfund, like you can have life insurance and TPD and your superfund. If you want income protection insurance.

Yes, that's a tax deduction in Australia for you personally, but if you can't afford it and you really feel like this is something we need it, again, it can be something that you can have in your super fund. Trauma can't be that needs to be out. ⁓ But it is looking at all these things and saying, what do I want and how much do I want of it? Because you can also put things in place with, for example, income protection insurance doesn't kick in for three months because you've got a buffer in place. It might be that whilst you would like life insurance to cover all of your debts and then some you actually reduce it because that's what's affordable to you. ⁓ And it is life happens fast you know we you and I know so many stories including my brother in the last year who passed away from a brain ⁓at brain cancer and he was diagnosed 15 months earlier. And I'm just so glad and his wife is so glad that he had life insurance because he then had choice because that was paid out to him while he was still alive because it was terminal. So they then had more choice and that incredible stress of, what are we going to do financially is removed someone and you can just concentrate on saying, great, I can afford not to work. I can afford to pay my mortgage.

I can afford to do all these things. ⁓ They're boring, they're horrible to think about, but they are also an act of deep self-respect because doing the boring things before life happens is how you protect what you're building. For Lawsie, just to look at something completely different, is the dream home trap. And if I was in my 30s again,

I'd be very careful of the Dream Home Golden Handcuff.

Lawsie: I know you love reality TV, but home shows really do have a lot to answer for with this dream home notion.

Mel: Yeah, I agree. And there are so many shows selling the dream, but the perfect bathroom and the dream kitchen can come at the cost of freedom and flexibility and cash flow and the ability to keep investing.

Lawsie: And Instagram perfect houses don't always equal peaceful lives.

Mel: I'll say you are like a guru today. But it's also, you and I both, I'm thinking of your house that you got in your 30s. You've got a kitchen that you've been talking about renovating for so long. I only did my kitchen last year or my renovation. We've lived in a house for 16 years. Like it's it's bucking the trend. And that's almost a revolutionary act to do that. But it's figuring out your goals. It's asking what you value. It's asking when. And if you want to start working and even asking the brave question is home ownership even right for me right now? Could you look at another suburb? Could you look at another strategy? Could you consider rent vesting where you rent where you want to live and you buy property as an investment instead? Could you buy with a sibling? Could you buy with a friend like we have people in our community doing? You there's more than one way to build wealth despite what the social and media algorithms

And, Lawsie, we've got people that we've worked with. Even I'm thinking of Fee, who used to work for me in the accounting firm, that bought, she was a single girl in her 30s. It probably even late 20s bought her own home. We've got people in the community who have bought their own home but also I distinctly remember a couple. They had two kids and they were pregnant with twins, unexpected pregnancy and I sat down with them when I was a financial advisor and said right because they wanted the dream home and I was like yep you can like it was an eye-watering mortgage but they were both in good jobs.

And I said, ⁓ I just want to show you an alternative. Like if you move two suburbs away, still a home size that would work for you and your family. But you could have this home instead and you could get two investment properties. Like the choice you would have and the ability to what if something went wrong? What if you didn't want to keep working? Like you would have so much choice. They walked out of that office and I was convinced. They were going to go with that second option. It's just smart. I found out later on they bought the dream home and I just see that again and again and again. Like this, that this, that this is what I have to have.

Lawsie: Yeah. And I think like I was saying, it's something that you see all the time and you see all the beautiful homes on the socials and the TV shows and all of the things. ⁓ But the reality is like, yeah, when I bought my home in my 20s, so did a lot of other friends and I look back and laugh now, like I just go. Probably a thing that social media wasn't such a big thing because we see the photos and go, whoa, like it just is hilarious. Like it just, and then over time as you've had more money and you've done things and changed things and other things, but really glad that, you know, we did that back in time. And it was a stretch when we bought it. Cause I know people will suddenly go, yeah, but you bought back then and all the things. It was still a stretch when we bought properties back then. ⁓ we're still on, you know, much lower incomes, all of the, those kinds of things.

Mel: Yes. Higher interest

Lawsie: It was working out and just going well this you know following and doing exactly this did we buy you know did myself and you know lots of mates buy in suburbs that ultimately we wanted to live.

No, we bought further away because that's what we could afford and that still gave us some flexibility as you know, when we were earning more income and things like great, it wasn't all having to go to the mortgage. It allowed us to have a little bit more choice or people that have just gone actually home ownership isn't for me, but they're doing something else and going, well, I'm going to be investing and putting that money in. And so I've got more options down there, you know, down the track just because home ownership isn't the right thing for me now. Or they were investing in

Lawsie:

20s and 30s and then in their 40s or 50s they've gone okay I'm ready now to buy a place which is also totally okay like you don't have to follow the traditional road that we did when we bought you know in our 20s because that was more a oh this is what we think we should do it wasn't necessarily a conscious choice around oh like should we be doing this should we not what are our options it was just oh no that's just what you do now so I think just yeah it is really looking at what what is the right thing for you

Mel: Yeah. And it's also, you know, if you're buying a home, could you put a granny flat on so that you could make money out of that? ⁓buying somewhere and you're wanting to do more, could I have a border? Or we've got people in our community having uni students because I think you get them for 10 or 12 week blocks and then if it's not right for you, you can say, see ya. Like it's for periods of time rather than that lock in. I know personally, I've painted tiles, I've painted kitchens, paint does wonderful things and it's cheap.

It's realising you've got more choice than you think. But I think a good question for this is what would I live and how would I live if no one was looking? What would I want? What would that look like? ⁓ And even seasonally, like my tone and I are in an owl. Not 30s anymore. ⁓ But we're having conversations around because what worked the house or apartment that might have worked for us in our 30s isn't necessarily right for us now and vice versa. So it's choosing what's right for you in that season two and being prepared to adjust and change as you go. I don't think necessarily we have forever homes anymore. So what could something else be instead?

The fifth thing and I guess the final bonus thing we want to talk about is income and lifestyle creep because if I was in my 30s I'd build multiple income streams and I would watch lifestyle creep like a hawk watching a tasty meal. I just want you to get that mental image be staring at it.

Lawsie: Because yes, we want to be aware of our spending, but it's also being aware that more income and different types of income is actually powerful.

Mel: But only if it doesn't disappear as fast as it arrives, know, raises, bonuses, side hustles. That's how you can grow income. But way too often we see people with that raise or that bonus or that side hustle and it just disappears in consolidated revenue. if you're not as soon as that comes in, if you're not carving it off and saying, right, I'm not going to get used to that, then you'll just lift your spending to suit. But regard, because the problem with just earning more money is you can't earn your way to wealth.

Like keeping some of it is how you're able to have more choice around paying down debt, savings and investing. And every time extra money shows up via a pay rise bump or a second job or finding more cash, it's about automating it, like investing it, saving it, moving it before you get used to it. And if you're not getting pay rises, it's asking for one or looking for more ways to find more cash because they're always more options than we think.

So, Lawsie, I know we see this a lot with the work that we do. What do you see as maybe the things where people get most sucked into lifestyle creep?

Lawsie: Yeah, I think there's lots of ways. And I just, I do want to add as well that we're not saying that if you have been working hard and you get a bonus and you get a pay rise.

Mel: Absolutely.

Lawsie: To get you have to invest all of it. Like, obviously I think we're aware that it caused the living has gone up and those things, but it's about being really intentional with it. So you might decide to keep some to go or I've been really skint and this is finally like my breakthrough and I want to celebrate this and have a little bit more money so I can, you know, holidays or do whatever the thing is that lights you up. But it is then being intentional with the rest, like you were saying, and making sure that you're investing it and saving.

Mel: Yeah, I don't want to go back to $5 a week that I was living on in my 20s. Like I'm happy for some lifestyle cream that has been conscious. Yes.

Lawsie: Yeah, baked beans and rice for dinner, no. But it's working at the level that you're happy with. ⁓But yeah, I think it is also that, you know, yes, getting pay rises and things like that kind of sees probably the obvious thing when you're in your 30s. That's when you're really sort of you've done that groundwork. ⁓ You know, what is it you're not learning? You're earning now like that kind of vibe. So we're hoping to be seeing more dollars coming in. ⁓ But if you're not, then it is looking at other ways.

Mel: Yes. Yep.

Lawsie: To be able to bring in cash so you can invest and do things. I know you mentioned earlier about doing the free challenge that you've got on the website about trying to find 10K in 12 months. There's loads of ideas and more things to do without having to just go and get a second job. Like it's not necessarily being, just having to do that as being more savvy across a whole range of things.

Mel: Yeah, absolutely. And it's working as well that lifestyle can happen when your situation changes. So I moved in with my now husband, second husband, I like to call him, keep him on his toes. ⁓ Like when I moved in with him, we both had separate single private health insurance. And we both had the conversation when we moved in to go, ⁓ this is like we're moving in and this is it. Like this is permanent. So there was no, ⁓ let's just temporarily move in.

Mel: It took me almost 20 years to change that to couple private health insurance, which I only I'm ashamed to say only did it this year. And we saved one entire policy by doing that. And we'll put a link in the show notes with how I did that because I use something called choicey, but it's just truly jarring. It's that as your situation changes, lifestyle creep can happen through things that you might not be aware is costing you more. So that's a perfect example of when we coupled up, we really should have got a joint private health insurance. It would have saved us so much money. It's cost, I just don't even want to think about how much it's cost us over the 20 years, but.

A lot of us have got that leaky bucket of expenses as our situations change. So whether it's subscriptions, whether it's insurances, whether it's things that we're paying for or overpaying for that we no longer need and just going in and changing and tweaking them. Did you, I imagine you changed that straight away. You are just all over that. ⁓

Lawsie: Yes, that's not one that we did, but I think it is also when you're in your thirties and if you are, you know, chasing that career or you've got the families and the babies and all of those things happening as well. It's generally the thing you end up having is you might have more money, but you've got less time. And so the cost of that is you don't, you look at it, you forget, you go, great, I've got everything on direct debit. My bills are getting paid, all of those things, but you're not actually consciously looking at them to review them because you go, just don't have time. And the money's coming in, it's getting paid.

Mel: Yeah.

Lawsie: : It is figuring out a way to you know you can save some serious dollars ie you ⁓ with you know just forcing you know scheduling do one thing a month like if you're doing reviewing one thing a month that's going to be 12 things a year like all of those things it's just a small activity that yes it's boring but it will absolutely make a difference

Mel: Yeah, makes a big difference. Yeah. So a bonus thing we try and do that I don't always get right, even in the decade I'm in now, is comparing and pressing pause. So just stopping those two things. Comparing, stop comparing, and stopping to press pause.

Lawsie: And waiting for a partner or a better job before financially adulting is risky. Trying to keep up with friends on higher incomes without kids or coupled up, all those things are also risky.

Mel: Yeah, and the truth is what you're trying to keep up with what Lawsie and I often have seen and witnessed is that often as facade held together by bad debt and fear, trustness we have seen behind the curtain on so many people's finances. But instead it's spending the time to ask what do I want? What matters to me? What does my version of a good life actually look like? Then showing yourself some self love by actually going after it because you realize that you're worth it.

And if you're in your 30s listening to this, I just want you to hear as a final note that you are not late. You are early if you start now.

Lawsie: And don't believe the lie that money is boring, that wealth is crass, or that it's something to outsource to blokes or planners.

Mel: No, because building wealth is easier than you think and spoiler alert research consistently shows that women are better at it. So we just need to stop pausing and start moving.

 

 

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